Alexander, David. 1993. Natural disasters. New York: Chapman and Hall.

Baugh, Joyce A. 1991. African-Americans and the environment: A review essay. Policy Studies Journal 19, 2: 182-191.

Beck, Ulrich. 1995. (German original, 1991). Ecological enlightenment: Essays on the politics of the risk society. Translated by Mark A. Ritter. Atlantic Highlands, NJ: Humanities Press International.

Bisset, Robert. 1996. UNEP news release: Insurers call for cuts in greenhouse gas emissions. Received via the Internet from Robert.Bisset@unep.org to Infoterra@cedar.univie.ac.at, July 9, 1996.

Blaikie, P., T. Cannon, I. Davis, and B. Wisner. 1994. At risk: Natural hazards, people's vulnerability, and disasters. London: Routledge.

Blanton, Kimberly. 1993. Home policies harder to buy on shoreline. The Boston Globe. March 16: 37, 41.

Bullard, Robert. 1990. Dumping in Dixie: Race, class, and environmental quality. Boulder, CO: Westview Press.

Burton, I., R. Kates, and G. White. 1993. The environment as hazard. Second Edition. New York: The Guilford Press.

Coakley, Tom. 1993. Insurers wreck calm before next storm. The Boston Globe. Sept 1: 1, 15

Cutter, Susan L. 1993. Living with risk: The geography of technological hazards. London: Edward Arnold.

________. ed. 1994. Environmental risks and hazards. Englewood Cliffs: Prentice-Hall.

________. 1995. The forgotten casualties: Women, children, and environmental change. Global Environmental Change 5, 3: 181-194.

________. 1996. Societal responses to environmental hazards. International Social Science Journal 48, 4 (1 December).

________. Forthcoming. Environmental disasters. In C. Karmaraw and D. Spender, eds. The Women’s Studies encyclopedia. New York, NY: Wheatsheaf.

Deering, Ann. 1994. Climate change and the insurance industry. The Earth Observer 6, 4: 41-43.

Dlugolecki, Andrew F. 1996. Financial services. In: Climate change 1995: Impacts, adaptations, and mitigation of climate change -- Scientific-technical analyses, IPCC (eds. Watson, R.T., M.C. Zinyowera, and R.H. Moss), ch. 17. New York: Cambridge University Press.

Domeisen, N. 1995. Disasters: Threat to social development. Stop Disasters 23, Winter: 7-9.

Dowie, Mark. 1996. A sky full of holes: Why the ozone layer is torn worse than ever. The Nation 263, 2: 11-16,

Filipov, David. 1996. In Chernobyl soil, fatalism thrives. The Boston Sunday Globe. April 21: 17.

Finch, Robert and John Elder, eds. 1990. The Norton book of nature writing. New York, NY: W.W. Norton and Company.

Flavin, Christopher. 1994. Storm warnings: Climate change hits the insurance industry. World Watch 7, 6: 10-20.

Flynn, James, Paul Slovic, and C.K. Mertz. 1994. Gender, race, and perception of environmental risks. Eugene, OR: Decison Research.

Gordes, Joel. 1996. Climate change and the insurance industry: Uncertainty among the risk community. Riverton, CT: Environmental Energy Solutions.

Gould, Peter. 1990. Fire in the rain. Baltimore: The Johns Hopkins University Press.

Graham, John D. and Elizabeth Richardson. 1995. Ranking risk inequities. Risk: Health, Safety, Environment 6, 4: 359-372.

Greenberg, Michael and Dona Schneider. 1995. Gender differences in risk perception: Effects differ in stressed vs. non-stressed environments. Risk Analysis 15,4: 503-511.

Greenpeace. 1993. Could climate change sink the insurance industry? Earth Island Journal 8, 4: 15.

Hohenemser, C., R.W. Kates, and P. Slovic. 1985. A causal taxonomy, in Perilous Progress: Managing the hazards of technology, R.W. Kates, C. Hohenemser, and J.X. Kasperson, 67-89. Boulder, CO: Westview Press.

Horlick-Jones, Tom. 1995. Urban disasters and megacities in a risk society. GeoJournal 37, 3: 329-334.

Insurance Institute for Property Loss Reduction. 1994. Natural disasters: Local and global perspectives. Proceedings of the 1993 Annual Forum of the National Committee on Property Insurance, December 9, 1993, San Francisco, CA. Boston, MA: IIPLR.

International Federation of Red Cross and Red Crescent Societies. 1995. World disasters report. Dordrecht: Nijhoff.

Jones, David. 1993. Environmental hazards in the 1990s: Problems, paradigms and prospects. Geography 78, 2: 161-165.

Kates, R.W. 1985. Success, strain, and surprise. Issues in Science and Technology 2, 1: 46-58.

Kates, R.W. and V. Haarmann. 1992. Where the poor live: Are the assumptions correct? Environment 34, 4: 4-11, 25-28.

Kirby, Andrew, ed. 1990. Nothing to fear: Risks and hazards in American society. Tucson, AZ: University of Arizona Press.

Linden, Eugene. 1994. Burned by warming. Time. March 14: 79.

Marley, Sara. 1993. Insurers snowed under by cut losses. Business Insurance 27, April 5: 1, 30.

Mellor, J.W. 1988. The intertwining of environmental problems and poverty. Environment 30, 9: 8-13, 28-30.

Mitchell, J.K. 1989. Hazards research. In Geography and America, p. 410-424.

________. 1990. Human dimensions of environmental hazards: Complexity, disparity, and the search for guidance, in Nothing to fear: Risks and hazards in American society, ed. A. Kirby, 131-175. Tucson, AZ: University of Arizona Press.

________. 1995. Coping with natural hazards and disasters in megacities: Perspectives on the twenty-first century. GeoJournal 37, 3: 303-311.

Namafe, Charles and Frances Slater. 1995. Floods: Friends or enemies? Geographical Education 8, 3: 57-62.

National Research Council. 1987. Confronting natural disasters: An International Decade for Natural Hazard Reduction. Washington, D.C.: National Academy Press.

________. 1991. A safer future: Reducing the impacts of natural disasters. Washington, DC: National Academy Press.

Navarro, Mireya. 1996. Florida facing crisis in insurance. The New York Times April 25: A16.

Nicholls, Robert J. 1995. Coastal megacities and climate change. GeoJournal 37, 3; 369-379.

North American Reinsurance Corporation. 1993. Sigma. Vol. 2: Natural catastrophes and major losses in 1992: Insured damage reaches new record level. Zurich: Swiss Reins. Co.

Palm, R.I. 1990. Natural hazards: An integrative framework for research and planning. Baltimore, MD: Johns Hopkins University Press.

Parker, Dennis and Sue Tapsell. 1995. Hazard transformation and hazard management issues in the London megacity. GeoJournal 37, 3: 313-328.

Perrow, Charles. 1984. Normal Accidents: Living with High-Risk Technologies. New York: Basic Books.

Platt, Rutherford. 1996. Land use and society: Geography, law, and public policy. Washington, DC: Island Press.

Puckett, Jim. 1994. Disposing of the waste trade: Closing the recycling loophole. The Ecologist 24, 2: 53-58.

Rivers, J.P.W. 1982. Women and children last: An essay on sex discrimination in disasters. Disasters 6, 4: 256-267.

Sauer, Peter, ed. 1992. Finding home. Boston, MA: Beacon Press.

Showalter, P.S., W.E. Riebsame, and M.F Myers. 1993. Natural hazard trends in the United States: A preliminary review for the 1990s. Working Paper #83, Boulder, CO: Natural Hazards Research Center, University of Colorado.

Skinner, Brain J. and Stephen C. Porter. 1992. The dynamic earth: An introduction to physical geology. Second edition. New York: John Wiley & Sons.

Smith, Keith. 1992. Environmental hazards: Assessing risk and reducing disaster. London: Routledge.

Smith-Sebasto. 1992. The revised perceived environmental control measure: A review and analysis. Journal of Environmental Education 23, 2 (Winter): 24-33.

Tenner, Edward. 1996. Why things bite back: Technology and the revenge of unintended consequences. New York: Alfred A. Knopf.

Tolba, M.K., O.A. El-Kholy, E. El-Hinnawi, M.W. Holdgate, D.F. McMichael and R.E. Munn. 1992. The world environment 1972-1992. London: Chapman & Hall.

Turner, B.L.II, R.E. Kasperson, W.B. Meyer, K.M. Dow, D. Golding, J.X. Kasperson, R.C. Mitchell and S.J. Ratick. 1990. Two types of global environmental change: Definitional and spatial-scale issues in their human dimensions. Global Environmental Change 1, 1: 14-22.

Twain, Mark. 1876. The Weather -- Address at the New England Society’s seventy-first annual dinner, December 22, 1876. Reprinted in New England’s Disastrous Weather, 225-226.

United Nations Environment Programme. 1993. Environmental data report 1993-94. Cambridge, MA: Blackwell.

United States Geological Survey. 1995. Washington flood exceeds 100-year recurrence levels. Press Release, Luis A. Puste, November 30, 1995, Tacoma, WA.

Watts, Michael and Hans Bohle. 1993. The space of vulnerability: The causal structure of hunger and famine. Progress in Human Geography 17, 1: 43-67.

Wilford, Michael. 1993. Sea level rise and insurance. Environment 35, 4: 2-5.

World Resources Institute. 1992. World resources 1992-1993. New York, NY: Oxford University Press.

Zeigler, D.J., J.H. Johnson Jr., and S.D. Brunn. 1983. Technological hazards. Washington, D.C.: Association of American Geographers.